Bank of America has announced that its fourth annual More Rewards Day will take place on Thursday, November 6, 2025. The event gives both consumer and business credit cardholders the opportunity to earn additional rewards for purchases made on that day. Since the launch of More Rewards Day, Bank of America credit cardholders have earned $74 million in extra rewards over the first three years, with total bonuses expected to reach $100 million after this year’s event.
“We’re excited to uphold this annual holiday tradition and share this special offer with our clients,” said Lora Monfared, Head of Consumer Card Products at Bank of America. “More Rewards Day is all about celebrating our cardholders by awarding them bonus cash back, Miles or points as they prepare for the increased festivities and spending that the holiday season brings.”
On November 6, eligible Bank of America credit cardholders with rewards cards will automatically receive extra bonus rewards on their first $2,500 in purchases: 2% cash back, 2 points per dollar spent, or 2 miles per dollar spent. New Customized Cash Rewards and Unlimited Cash Rewards cardholders who are already earning higher introductory bonuses during their first year can combine these with the More Rewards Day promotion. This could allow new Customized Cash Rewards cardholders to earn up to 8% cash back in their chosen category and new Unlimited Cash Rewards cardholders up to 4% cash back on all purchases.
Cardholders without a rewards credit card will get a 2% cash back statement credit applied directly to their account. Bonus rewards are capped at $50 cash back, 5,000 points, 5,000 miles or a $50 statement credit per account or business for qualifying purchases made on November 6. No enrollment is necessary; bonuses are applied automatically.
A recent survey from Bank of America found that more than one-third (36%) of consumers expecting financial strain during the holidays plan to use their credit card rewards to help manage costs.
All open consumer and business Bank of America credit cards with active charging privileges qualify for the promotion. Cardholders with multiple cards can earn bonus rewards separately on each account used during More Rewards Day.
Preferred Rewards members will continue earning their usual Preferred Rewards bonus but will not receive an additional bonus from this specific promotion or from first-year new cardholder offers.
The offer applies only to retail purchases made between midnight and 11:59 p.m. Eastern Time on November 6; it excludes past transactions as well as cash advances, balance transfers and wire transfers. Bonus processing may take up to two billing cycles after the promotional period ends.
Bank of America serves nearly 70 million consumer and small business clients through about 3,600 retail centers and approximately 15,000 ATMs across the United States. The company also has around 59 million verified digital users globally and provides services in more than 35 countries.
For further details about More Rewards Day visit the official webpage.
